For Independent Agents

Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

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$300k Ramen Restaurant

Location
Michigan
Insured snapshot
  • Casual dining classification with 8% alcohol sales
  • Closes by 10pm
  • Approved $2/4M GL limits based on landlord requirement
  • No building coverage, $300K TIV with 1% wind/hail deductible
Covering agent
Why we won

Fit our appetite perfectly as agent submitted updated and clear information via our platform. Fire/burglar questions were included to give us an efficient submission process without additional outreach needed.

Mike Gibbs
Underwriter
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Your best business ideas can be a little risky. Good thing risk is our business.

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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.