Beauty & Wellness Insurance

We cover a wide range of businesses in the beauty and wellness industry, like hair and nail salons, fitness studios, and even body piercing.

One policy to cover the businesses that keep us feeling our best

  • Beauty Salons and Barber Shops
  • Nail Salons
  • Day Spas
  • Body Piercing Studios
  • Health & Fitness Centers
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Custom fit coverages for the beauty & wellness industry

Business Owner's Policy (BOP)

General liability and property coverage bundled together.

Our BOP is a significantly enhanced program built 100% for restaurants, complete with coverages that suit any concept’s needs.

Our BOP is designed specifically for the beauty & wellness industries, complete with coverages that suit any insured's needs.

Excess Liability

Add an extra layer of protection in case of catastrophe or large claims.

Most risks that are eligible for Rainbow’s BOP will also qualify for XS. Available XS limits:
General Liability: $3M Each Occurrence / $3M General Aggregate
Liquor Liability: $1M Each Common Cause / $1M Aggregate

Liability Coverages

Protection for today’s evolving business exposures.

  • Employment Practice Liability
  • Cyber Liability
  • Tenant's Liability
  • General Liability
  • And More...
Professional Liability

Available by endorsement for all eligible class codes.

Whether running a nail salon, hair salon, beauty parlor, or piercing studio, clients trust the business to deliver expert services while ensuring safety and satisfaction. But even with the best training and intentions, mistakes, misunderstandings, or unexpected mishaps can happen.

Property Coverages

Robust options customized for each policy.

  • Spoilage
  • Business Interruption
  • Equipment Breakdown
  • Utility Service Interruption
  • Building
  • Business Personal Property
  • And more…
  • Business Interruption
  • Equipment Breakdown
  • Utility Service Interruption
  • Building
  • Business Personal Property
  • And more…

Rainbow has an amazing culture. The Rainbow team is personable, responsive, and supportive. When you combine these attributes with a great product, the sky is the limit. Our agency is looking forward to growing our partnership.

Michael Urbano
elye Insurance
Mission Viejo, CA