We recently compared Rainbow’s BOP to another well-known restaurant program* and found that Rainbow offers higher limits in the areas that matter most to restaurants. Rainbow also underwrites risks that the other insurer won’t touch.
*Want to know who the secret competitor is? Ask us!
Restaurants aren’t cookie-cutter—and neither are their risks. Rainbow’s BOP lets agents tailor coverage with higher limits on what matters most: spoilage, foodborne illness, business interruption, and even wine collections.
Rainbow underwrites for how food businesses actually operate. Whether it’s a late-night diner, a fine dining spot with a deep wine list, or a fast-growing ghost kitchen brand, we underwrite what our competitors overlook. Our underwriting appetite is built around what’s real, relevant, and revenue-generating.
Offering strong limits is important—but underwriting appetite is what truly determines whether a risk can be placed. After all, the most robust BOP doesn’t matter if your client isn’t eligible. That’s where Rainbow stands out.
Rainbow was built to support today’s hospitality landscape—not restrict it. We bring speed, flexibility, and common-sense underwriting to every quote.
We have a broad appetite for almost any business that serves food.
Get the comprehensive comparison of Rainbow to another leading BOP program.
.webp)
