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See how we can help get your clients the coverage
they need.

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Industries
Availability
Recent Wins
Company
Claims
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Industries
Availability
Recent Wins
Company
Claims
Get appointed
888-727-2462Log In

Specialized Underwriting

for

Casual dining
Nail salons
Fine dining
Fitness studios
Wine bars
Fast food
Body piercing

that agents trust

Broad appetite
•
Faster results
•
Partnering with agents nationally
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American Casual Dining with Loss History
Full service / Casual dining
See how we won
See how we won
See how we won
California Denny's
Full service / Casual dining
See how we won
Franchised Cheesesteak Joint
Quick service / Commercial cooking
See how we won
California Barbecue Joint
Full service / Casual dining
See how we won
See how we won
See how we won
See how we won
Chinese Skewers in NJ
Full service / Casual dining
See how we won
See how we won
California Cafe with Claims History
Full service / Casual dining
See how we won
Michigan Ramen Restaurant
Quick service / Commercial cooking
See how we won
Texas Smokehouse with Featured Musicians
Full service / Casual dining
See how we won
See how we won
New Jersey Brewpub
Full service / Casual dining
See how we won
See how we won
Minnesota American Legion Hall
Full service / Casual dining
See how we won
Beauty and Salon Chain in Texas
Barber shop / Beauty Salon
See how we won
CA Fine Dining with High Sales
Full service / Fine dining
See how we won
Chinese Buffet in Missouri
Full service / Casual dining
See how we won
Delicatessen with Prior Claim
Fast food restaurant
See how we won
Texas New Venture Restaurant
Full service / Casual dining
See how we won
Casual Cafe with Claims History
Full service / Casual dining
See how we won
Head Spa in Illinois
Barber shop / Beauty Salon
See how we won
See how we won
Michigan Barber Shop
Barber shop / Beauty Salon
See how we won
See how we won
Delicatessen with Prior Claim
Fast food restaurant
See how we won
Japanese Steakhouse in Utah
Full service / Casual dining
See how we won
American Casual Dining with Loss History
Full service / Casual dining
See how we won
Indiana Korean BBQ & Hot Pot
Full service / Casual dining
See how we won
See how we won
Brooklyn Bakery
Quick service / Limited cooking
See how we won
Napa Valley Fine Dining
Full service / Fine dining
See how we won
See how we won
See how we won
Chinese Take-out in Minnesota
Quick service / Commercial cooking
See how we won
Chinese Skewers in NJ
Full service / Casual dining
See how we won
California Barbecue Joint
Full service / Casual dining
See how we won
Family Style Restaurant and Entertainment
Full service / Casual dining
See how we won
See how we won
California Cafe with Claims History
Full service / Casual dining
See how we won
Texas New Venture Restaurant
Full service / Casual dining
See how we won
See how we won
Minnesota American Legion Hall
Full service / Casual dining
See how we won
Yoga & Meditation in Texas
Health and fitness
See how we won
13 Texas Dairy Queens
Quick service / Commercial cooking
See how we won

We distribute exclusively through independent agents

Rainbow respects the relationship that agents have with their clients and the work they do to protect small businesses.

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Download our appetite guide

Their product is truly restaurant-centric and easy to tailor based on your client's individual needs. A valuable partner for any agent or restauranteur.

Michael Monteleone
Genrose Insurance
Scottsdale, AZ

Rainbow combines the best rating platform in the industry, with a staff that communicates extremely well, along with every coverage that my restaurant clients need. I couldn't be happier with my partnership with Rainbow.

Brett Lantz
KitchenSync
Los Angeles, CA

The submission process is efficient and their overall program is truly unique. I appreciate that there is always a real person to chat with when needed.

Matt Mueller
Village Insurance
Helotes, TX

As an agency focused on small business, we value partners who move at our clients’ speed. On a recent placement, we went from the initial phone call to a bound policy in about 40 minutes. Rainbow has become a first-call market for our nail salon and restaurant accounts.

Steven Dao
The Dao Agency
Atlanta, GA

The underwriters at Rainbow are super quick to respond, and really do their best to help you win the client. I really enjoy working with them!

Melissa Levy
Bidwell Insurance Agency
Chico, CA

Restaurants

We have a broad appetite for almost any business that serves food.

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BOP
Excess

Beauty & Wellness

We cover a wide range of businesses in the beauty and wellness industry.

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BOP
Excess

We work with agents even in the toughest markets

See where we are and where we’re going.

Explore availability
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Bold benefits to support the bold businesses you represent

Rainbow Rewards

We reward common sense

No one likes claims. We help to avoid them with tips on how to keep businesses safe and healthy, and reward them for it.

Discounted premiums for safe business practices
Credits for affinity memberships
Free access to training and safety resources
Full self-service

Manage all of your insureds on the Rainbow portal

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Complete visibility in the quoting process
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Easily track all policies
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Monitor changes from month to month
Full self-service

Manage all of your insureds on the Rainbow portal

Fast, modern quoting

Quote in minutes, not hours. Our API-powered digital workflow eliminates paperwork for faster, more reliable results.

Transparent, agent-friendly decisions

No more guessing. Our transparent underwriting helps you understand every decision so we can win business together.

Support, every step of the way

Our tools are built with agent input and continually improved upon. However, if you ever run into problems, support is always a click away.

Claims are personal. Speak to a person.

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Recent win

Michigan Ramen Restaurant

Quick service / Commercial cooking
Liquor liability
New venture
New venture
Location
Michigan
Insured snapshot
  • Casual dining classification with 8% alcohol sales
  • Closes by 10pm
  • Approved $2/4M GL limits based on landlord requirement
  • No building coverage, $300K TIV with 1% wind/hail deductible
See all recent wins
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Talk to our team

We are a tech-enabled provider, backed by good people

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Where we opperate

Alabama
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Alaska
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Arizona
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Arkansas
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California
*
Colorado
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Connecticut
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D. of Columbia
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Delaware
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Florida
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Georgia
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Hawaii
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Idaho
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Illinois
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Indiana
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Iowa
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Kansas
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Kentucky
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Louisiana
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Maine
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Maryland
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Massachusetts
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Michigan
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Minnesota
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Mississippi
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Missouri
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Montana
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Nebraska
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Nevada
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New Hampshire
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New Jersey
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New Mexico
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New York
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North Carolina
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North Dakota
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Ohio
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Oklahoma
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Oregon
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Pennsylvania
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Puerto Rico
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Rhode Island
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South Carolina
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South Dakota
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Tennessee
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Texas
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Utah
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Vermont
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Virginia
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Washington
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West Virginia
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Wisconsin
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Wyoming
*

* Coverage coming soon

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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

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