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they need.

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Industries
Availability
Recent Wins
Company
Claims
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Industries
Availability
Recent Wins
Company
Claims
Get appointed
888-727-2462Log In

Specialized Underwriting

for

Casual dining
Mixed use
Nail salons
Fine dining
Fitness studios
Strip malls
Wine bars
Fast food
Older buildings
Body piercing

that agents trust

Broad appetite
•
Faster results
•
Partnering with agents nationally
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Napa Valley Fine Dining
Full service / Fine dining
See how we won
Fine Dining with Wine Collection
Full service / Fine dining
See how we won
See how we won
Michigan Barber Shop
Barber shop / Beauty Salon
See how we won
24hr New York Diner Chain
Full service / Casual dining
See how we won
Indiana Korean BBQ & Hot Pot
Full service / Casual dining
See how we won
See how we won
Fine Dining in NJ with BYOB
Full service / Fine dining
See how we won
Historic Downtown Mixed-Use
Lessor's Risk Only
See how we won
Beauty and Salon Chain in Texas
Barber shop / Beauty Salon
See how we won
Texas Smokehouse with Featured Musicians
Full service / Casual dining
See how we won
Ohio Yoga Studio
Health and fitness
See how we won
Iowa Pizza Parlor
Quick service / Commercial cooking
See how we won
Italian Fine Dining in California
Full service / Fine dining
See how we won
Minnesota American Legion Hall
Full service / Casual dining
See how we won
See how we won
See how we won
Casual Restaurant Inside Texas Sports Club
Full service / Casual dining
See how we won
See how we won
See how we won
See how we won
CA Fine Dining with High Sales
Full service / Fine dining
See how we won
Family Style Restaurant and Entertainment
Full service / Casual dining
See how we won
See how we won
Yoga & Meditation in Texas
Health and fitness
See how we won
New Venture Smoothie Shop
Quick service / Limited cooking
See how we won
See how we won
See how we won
Chinese Take-out in Minnesota
Quick service / Commercial cooking
See how we won
24hr New Mexico Breakfast Restaurant
Full service / Casual dining
See how we won
See how we won
Arizona Barber Shop
Barber shop / Beauty Salon
See how we won
Fine Dining with Wine Collection
Full service / Fine dining
See how we won
California Cafe with Claims History
Full service / Casual dining
See how we won
See how we won
Pennsylvania Beer Garden w/ Mini-Golf
Full service / Casual dining
See how we won
See how we won
See how we won
Casual Restaurant Inside Texas Sports Club
Full service / Casual dining
See how we won
California Barbecue Joint
Full service / Casual dining
See how we won
See how we won
Iowa Pizza Parlor
Quick service / Commercial cooking
See how we won
Chinese Buffet in Missouri
Full service / Casual dining
See how we won
New Jersey Deli
Full service / Casual dining
See how we won
Casual Cafe with Claims History
Full service / Casual dining
See how we won
Mexican Kitchen in California
Full service / Casual dining
See how we won
See how we won
Michigan Coney Island
Full service / Casual dining
See how we won

We distribute exclusively through independent agents

Rainbow respects the relationship that agents have with their clients and the work they do to protect small businesses.

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Download our appetite guide

The underwriters at Rainbow are super quick to respond, and really do their best to help you win the client. I really enjoy working with them!

Melissa Levy
Bidwell Insurance Agency
Chico, CA

I have had nothing but good experiences. Everyone on the team is very responsive and eager to write business. Calls and emails are answered promptly. The website is very user friendly and the binding process is a breeze.

Vicki Phillips
McGriff
Charlotte, NC

Their product is truly restaurant-centric and easy to tailor based on your client's individual needs. A valuable partner for any agent or restauranteur.

Michael Monteleone
Genrose Insurance
Scottsdale, AZ

Rainbow combines the best rating platform in the industry, with a staff that communicates extremely well, along with every coverage that my restaurant clients need. I couldn't be happier with my partnership with Rainbow.

Brett Lantz
KitchenSync
Los Angeles, CA

What I appreciate the most about Rainbow is how they've seamlessly paired technology for efficiency with their human touch in underwriting.

Robert Schlachter
Insurance agent
Ferdinand, IN

Restaurants

We have a broad appetite for almost any business that serves food.

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Commercial Real Estate

We offer unbeatable coverage for single or multiple tenant types.

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Beauty & Wellness

We cover a wide range of businesses in the beauty and wellness industry.

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We work with agents even in the toughest markets

See where we are and where we’re going.

Explore availability
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Bold benefits to support the bold businesses you represent

Rainbow Rewards

We reward common sense

No one likes claims. We help to avoid them with tips on how to keep businesses safe and healthy, and reward them for it.

Discounted premiums for safe business practices
Credits for affinity memberships
Free access to training and safety resources
Full self-service

Manage all of your insureds on the Rainbow portal

Green checkmark
Complete visibility in the quoting process
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Easily track all policies
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Monitor changes from month to month
Full self-service

Manage all of your insureds on the Rainbow portal

Fast, modern quoting

Quote in minutes, not hours. Our API-powered digital workflow eliminates paperwork for faster, more reliable results.

Transparent, agent-friendly decisions

No more guessing. Our transparent underwriting helps you understand every decision so we can win business together.

Support, every step of the way

Our tools are built with agent input and continually improved upon. However, if you ever run into problems, support is always a click away.

Claims are personal. Speak to a person.

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Recent win

2-Story Office/Retail with Cannabis Tenant

Lessor's Risk Only
Liquor liability
New venture
New venture
Location
California
Insured snapshot
  • Program: LRO CPP
  • Premium: ~$12,400
  • TIV: $2,715,000 (building) + $250,000 BI
  • 1 location | 14 rental units | 16,500 sq ft | 2-story
  • Construction: Frame | Year Built: 1982
  • Coverage: Property + General Liability
  • No cooking | No liquor
See all recent wins
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Talk to our team

We are a tech-enabled provider, backed by good people

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Where we operate

Alabama
*
Alaska
*
Arizona
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Arkansas
*
California
*
Colorado
*
Connecticut
*
Delaware
*
D. of Columbia
*
Florida
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Georgia
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Hawaii
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Idaho
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Illinois
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Indiana
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Iowa
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Kansas
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Kentucky
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Louisiana
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Maine
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Maryland
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Massachusetts
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Michigan
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Minnesota
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Mississippi
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Missouri
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Montana
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Nebraska
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Nevada
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New Hampshire
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New Jersey
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New Mexico
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New York
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North Carolina
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North Dakota
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Ohio
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Oklahoma
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Oregon
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Pennsylvania
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Puerto Rico
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Rhode Island
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South Carolina
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South Dakota
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Tennessee
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Texas
*
Utah
*
Vermont
*
Virginia
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Washington
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West Virginia
*
Wisconsin
*
Wyoming
*

* Coverage coming soon

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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

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