For Independent Agents

Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

Quote now
For restaurants

Connect with an agent

Right arrow
Close navigation
Have an account? Log in
rainbow logo
For Agents
Recent Wins
About
Availability
Blog
Log In
Get appointed
Open navigationClose navigation
Glossary
\
Ghost Kitchen (virtual restaurant, cloud kitchen, dark kitchen)
Restaurant Insurance Glossary

Ghost Kitchen (virtual restaurant, cloud kitchen, dark kitchen)

A food business that only serves customers through delivery or pick-up, with orders made online or over the phone. These kitchens might be part of an existing restaurant or separate.

Back to glossary
Recently at Rainbow
Rainbow launches Excess Liability in Michigan
Rainbow has launched its Excess Liability (XS) for Michigan restaurants.
Read on
Get fast & extensive restaurant insurance for your clients
Get appointed

Your best business ideas can be a little risky. Good thing risk is our business.

Get a quote
Rainbow logo
For AgentsFor RestaurantsAbout UsRecent WinsAvailabilityBlogPressCareersContact UsLog In
Terms of ServicePrivacy PolicyAPI DocsRefer an agentGlossaryLinkedIn
© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.