For Independent Agents

Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

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Fine Dining w/ Wine Collection

Location
Texas
Insured snapshot
  • Fine Dining with 26% Alcohol
  • Multi-location group of restaurants
  • Premier Package Add-on
  • Wine Collection coverage
Covering agent
Why we won

We were able to help the agent secure the win for these 15 individual fine dining risks all owned and managed by the Lombardi Family. The prior agent had split the account across several carriers with non-concurrent effective dates and Rainbow was able to provide consistent terms on a single date. This also enabled a better solution for the placement of other coverages the agent could consolidate into one policy, such as Cyber, EPLI and a Wind/Hail Deductible Buydown policy.

Bill Deemer
Head of Underwriting
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Your best business ideas can be a little risky. Good thing risk is our business.

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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.