Pennsylvania
- Had one previous claim
- Premier Package
- Cyber Liability Add-On
- Delicatessen classified as Fast Food Restaurants (Commercial Cooking, No Table Service)
This Deli had a fire and we struggled to get replacement coverage. We knew that could work with underwriting and have a conversation so we could place the risk together given the building now has all new equipment and updates, it actually makes it a good risk that other carriers fail to see due to their strict guidelines. Having an underwriter that can be logical and talk a risk through with you is vital to success.
Insured had a prior loss due to a faulty installation of a refrigerator unit. Even though the insured upgraded all refrigerators to avoid a repeat occurrence, other carriers were unwilling to offer terms. Rainbow worked with the agent to win the business.