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Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

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California Breakfast and Lunch Cafe w/ Claims History

Location
California
Insured snapshot
  • $2.1M TIV w/ 10% Alcohol
  • Classification: Full Service/Casual Dining
  • Premier Package coverage
  • Outdoor Signs Max Limit
Covering agent
Why we won

This California cafe serving breakfast and lunch had suffered a large smoke damage claim in the past two years that resulted in a referral. Because of their updated procedures and checklists, we felt comfortable providing a quote, and were able to win the account with our competitive pricing.

Adrien Kemper
Underwriter
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Your best business ideas can be a little risky. Good thing risk is our business.

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Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.