For Independent Agents

Rainbow's Business Owner's Policy (BOP)

  • Up to $2M/$4M general liability limits
  • ‍Up to 65% liquor sales and $1M/$1M liquor limits
  • Up to $5M property TIV
  • Restaurant specific optional coverages
  • EPL and Cyber available

Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).

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Glossary
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Product Liability Insurance
Restaurant Insurance Glossary

Product Liability Insurance

Product liability insurance protects a business from the fallout that occurs when a product causes another party injury or other damages, and can provide coverage for legal fees, medical expenses, compensatory awards or other business damages. In a restaurant, a product would include the food that was made or prepared by the establishment.

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Recently at Rainbow
Rainbow launches Excess Liability in Michigan
Rainbow has launched its Excess Liability (XS) for Michigan restaurants.
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© Rainbow

Rainbow MGA Insurance Agency, Inc. (“Rainbow”) is a licensed (CA Lic. # 6008454) property and casualty insurance producer in the states where it transacts insurance. Coverage is available only in those states where Rainbow is licensed to transact insurance. All coverages are subject to policy terms, conditions and exclusions. Rainbow may act as an agent for one or more insurance carriers and receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.