We’re thrilled to announce the launch of our Excess Liability (XS) for restaurants in Texas! 

Rainbow helps restaurant owners effectively navigate the evolving landscape of the industry and make informed decisions about insurance coverage, and is 100% built for restaurants. 

Rainbow agents offer restaurant owners: 

• Diverse payment plan options that fit every restaurant’s needs, including monthly, annual, and the industry’s first Pay-As-You-Go BOP
• Discounted premiums for demonstrating safe business practices
• Credits for affinity memberships that promote improved loss control
• Free access to training and safety resources

Rainbow agents empower restaurant owners to evolve their operations to address the new set of risks present in the space and navigate the shift to digital technology. Rainbow can work with a restaurant owners’ existing agent or refer them to one of our preferred restaurant experts. 

If you’re an agent looking to partner with Rainbow, get appointed here. You’ll be connected with Brandi, Rainbow’s resident Texan and manager of business development.

Rainbow's Business Owner’s Policy (BOP) restaurants is live in Missouri! 

Here at Rainbow, we take our mission to build a superior restaurant BOP just as seriously as Missouri takes their contributions to food greatness! The 1904 St. Louis World’s Fair was the birthplace of Dr. Pepper, the hot dog, cotton candy, iced tea, and the waffle cone (among others). I personally would like to thank Missouri for the waffle cone!

Rainbow helps restaurant owners effectively navigate the rises and falls of the industry and make informed decisions about insurance coverage, and is 100% built for restaurants. 

Rainbow agents offer restaurant owners: 

• Diverse payment plan options that fit every restaurant’s needs, including monthly, annual, and the industry’s first Pay-As-You-Go BOP
• Discounted premiums for demonstrating safe business practices
• Credits for affinity memberships that promote improved loss control
• Free access to training and safety resources

Rainbow agents empower restaurant owners to evolve their operations to address the new set of risks present in the space and navigate the shift to digital technology. Rainbow can work with a restaurant owners’ existing agent or refer them to one of our preferred restaurant experts. 

If you’re an agent looking to partner with Rainbow, get appointed here. You’ll be connected with Brandi, Rainbow’s manager of business development.

Rainbow's Business Owner’s Policy (BOP) and Excess (XS) for restaurants is live in Georgia! 

Here at Rainbow, we take our mission to build a superior restaurant BOP just as seriously as Georgia takes their peaches (although the Peach State in fact produces a lot more peanuts, blueberries and pecans than it does peaches).

Rainbow helps restaurant owners effectively navigate the rises and falls of the industry and make informed decisions about insurance coverage, and is 100% built for restaurants. 

Rainbow agents offer restaurant owners: 

• Diverse payment plan options that fit every restaurant’s needs, including monthly, annual, and the industry’s first Pay-As-You-Go BOP
• Discounted premiums for demonstrating safe business practices
• Credits for affinity memberships that promote improved loss control
• Free access to training and safety resources

Rainbow agents empower restaurant owners to evolve their operations to address the new set of risks present in the space and navigate the shift to digital technology. Rainbow can work with a restaurant owners’ existing agent or refer them to one of our preferred restaurant experts. 

If you’re an agent looking to partner with Rainbow, get appointed here. You’ll be connected with Brandi, Rainbow’s manager of business development.

Rainbow's Business Owner’s Policy (BOP) for restaurants is live in New Mexico! 

Here at Rainbow, we take our mission to build a superior restaurant BOP just as seriously as New Mexico takes their fire safety (our Underwriters love to hear)! Smokey Bear was invented in New Mexico after the Capitan Gap fire of 1950, which burned 17,000 acres of land.

Rainbow helps restaurant owners effectively navigate the rises and falls of the industry and make informed decisions about insurance coverage, and is 100% built for restaurants. 

Rainbow agents offer restaurant owners: 

• Diverse payment plan options that fit every restaurant’s needs, including monthly, annual, and the industry’s first Pay-As-You-Go BOP
• Discounted premiums for demonstrating safe business practices
• Credits for affinity memberships that promote improved loss control
• Free access to training and safety resources

Rainbow agents empower restaurant owners to evolve their operations to address the new set of risks present in the space and navigate the shift to digital technology. Rainbow can work with a restaurant owners’ existing agent or refer them to one of our preferred restaurant experts. 

If you’re an agent looking to partner with Rainbow, get appointed here. You’ll be connected with Brandi, Rainbow’s manager of business development.

Rainbow's Business Owner’s Policy (BOP) for restaurants is live in South Carolina! 

Here at Rainbow, we take our mission to build a superior restaurant BOP just as seriously as South Carolina takes their food. We all know about South Carolina and barbecue, but have you had the state's famous Frogmore Stew? It is in fact, not a stew, and contains 0% frog--you can even check out the recipe on the state's tourism website.

Rainbow helps restaurant owners effectively navigate the rises and falls of the industry and make informed decisions about insurance coverage, and is 100% built for restaurants. 

Rainbow agents offer restaurant owners: 

• Diverse payment plan options that fit every restaurant’s needs, including monthly, annual, and the industry’s first Pay-As-You-Go BOP
• Discounted premiums for demonstrating safe business practices
• Credits for affinity memberships that promote improved loss control
• Free access to training and safety resources

Rainbow agents empower restaurant owners to evolve their operations to address the new set of risks present in the space and navigate the shift to digital technology. Rainbow can work with a restaurant owners’ existing agent or refer them to one of our preferred restaurant experts. 

If you’re an agent looking to partner with Rainbow, get appointed here. You’ll be connected with Brandi, Rainbow’s manager of business development.

Welcome to Recent Wins! Rainbow’s latest series exploring real life wins with real life agents and their clients (restaurant-identifying information excluded of course). You can explore more real life Recent Wins here!

‍

Let's delve into the details of a recent insurance policy we and a Rainbow agent crafted for a Michigan New Venture Smoothie Shop.

‍

Insured Snapshot:

This Smoothie Shop is a great example of Limited Cooking Restaurants (No Commercial Cooking, No Table Service) as well as Rainbow's love of new ventures (as long as management has at least three years of experience)! The agent made sure to add on Equipment Breakdown coverage in case of machine failure for the small two location franchise.

‍

Why We Won:

The success story behind this insurance policy is a testament to strategic collaboration and trust between agent, client, and Rainbow. Mike Gibbs, the underwriter involved in the process, says:

‍
“Bound two (2) locations with this small franchise as the agent worked cohesively with the underwriting team to win bind. Strip mall location with exceptional management experience and risk management.”

Kimberly O'Malley-Harju of O'Malley-Harju Insurance Agency, told us:

"Our experience shows us that Rainbow is easy to deal with, competitively priced. It is nice to deal with a company that wants to write business!"

‍

‍

In a dynamic landscape where risk lurks around every corner, securing adequate insurance coverage isn't merely a formality but a strategic imperative. For this Smoothie New Venture franchise, our tailored insurance policy serves as a shield, protecting your favorite berry combos for generations to come 🥤

‍

Welcome to Recent Wins! Rainbow’s latest series exploring real life wins with real life agents and their clients (restaurant-identifying information excluded of course). You can explore more real life Recent Wins here!

‍

Let's delve into the details of a recent insurance policy we and a Rainbow agent crafted for a $3.5M Utah Buffet Restaurant.

‍

Insured Snapshot:

Located in Utah, this Buffet Restaurant is a great example of Casual Dining (Commercial Cooking, Table Service) with 0% Alcohol and of how Rainbow wants to see the nuance in every insured--even if their location has a high crime score or they have a claim.  Since the Buffet Restaurant has multiple locations, Rainbow's Underwriting team evaluated each location to make sure it was a fit with the protection Rainbow can offer. For the locations covered by Rainbow, the agent and insured chose Rainbow's Premier Package and added on Cyber Liability.

‍

Why We Won:

The success story behind this insurance policy is a testament to Rainbow's commitment to human-lead, personalized underwriting. Mike Gibbs, Underwriter, took the lead on this risk:

“Agent had 9 locations for his client on a package policy. 3 of the locations were distressed. We worked together to analyze which locations we could take on based on claims history and crime variables. We ultimately wrote 6 out of 9 accounts to win with the agent on this Utah staple. These were the first binds made in the state for Rainbow!”

In essence, it epitomizes efficiency without compromising on efficacy – something Rainbow aspires to deliver with each submission.

In a dynamic landscape where risk lurks around every corner, securing adequate insurance coverage isn't merely a formality but a strategic imperative. For this Buffet Restaurant in Utah, our tailored insurance policy serves as a shield, protecting egg and cheeses and hoagie consumers for generations to come 🥪

‍

Spring is here!  Open the windows, let the sun and breeze in.  The new life, the growth, so much joy to be had in this season.  Especially for plant lovers like us!  It’s time to clean up, repot, and get the seedling starters outside.

‍

What does spring represent for you?  What about your families, your agency and your community?  The analogies abound for us.  Here at Rainbow we love to write new ventures.  We have a Pay-As-You-Go billing option that can grow alongside your insureds’ thriving businesses.  Our company is named after the beautiful effect of the joining of sunshine and rain!

‍

As new life arrives all around us, we’re excited to help you and your insureds grow too! 

‍

If your agency has recently been planted with Rainbow, head to our Rainbow 101 webinar and learn how to sprout your restaurant book with us. 

‍

If you’re hoping to germinate new business using online tools, download our most recent pdf resource: Simple SEO Strategy for Agents

‍

If you’re looking to tend to existing restaurant relationships, head to the Resources tab, where you can personalize and print restaurant-specific resources that will help your clients be safer and more efficient.

‍

As always, we appreciate you and your trust in Rainbow. We love growing alongside each of you!

‍