Rainbow's Business Owner's Policy (BOP)
Coverage is provided on policies rated A- Excellent by AM Best (IX Financial Size Category).
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Historically insurance companies have been focused on responding to claims, showing up (or not) during scary moments to try to make a bad situation slightly better.
So as you grow and take big steps forward (or experience occasional slowdown), we’re here for you behind the scenes. We show up in small ways that proactively prevent claims to help protect everything you’re building.
We ask you smarter questions to understand your needs and provide an individualized, more affordable policy.
Our Pay as You Go coverage adjusts automatically as your business evolves.
We’re not just a safety net— we’re an everyday tool for managing risk, with tips and rewards.
Our founding team includes serial entrepreneurs with backgrounds in building startups, insurtech, AI/machine learning, automation, and insurance underwriting. Unlike traditional insurance companies, we seek out folks with experience in technology, innovation, and data expertise. We spend our time talking about new ideas, podcasts, current events, good food, and weekend plans. We also hold a standing team dinner on Mondays for those working in the San Francisco Bay Area. We hope you’ll join us!