Specialized Underwriting that agents trust

Broad appetite
Faster results
Partnering with agents nationally
Get appointed

We distribute exclusively through independent agents

Rainbow respects the relationship that agents have with their clients and the work they do to protect small businesses.

What I appreciate the most about Rainbow is how they've seamlessly paired technology for efficiency with their human touch in underwriting.

Robert Schlachter
Insurance agent
Ferdinand, IN

Their product is truly restaurant-centric and easy to tailor based on your client's individual needs. A valuable partner for any agent or restauranteur.

Michael Monteleone
Genrose Insurance
Scottsdale, AZ

The submission process is efficient and their overall program is truly unique. I appreciate that there is always a real person to chat with when needed.

Matt Mueller
Village Insurance
Helotes, TX

The experience of quoting & placing business has been second to none, and everyone I have dealt with has been friendly, knowledgeable & timely.

Russell Luttrell
Benson-Luttrell Insurance
Dallas, TX

Restaurants

We have a broad appetite for almost any business that serves food.

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BOP
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Beauty & Wellness

We cover a wide range of businesses in the beauty and wellness industry.

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We work with agents even in the toughest markets

See where we are and where we’re going.

Bold benefits to support the bold businesses you represent

Rainbow Rewards

We reward common sense

No one likes claims. We help to avoid them with tips on how to keep businesses safe and healthy, and reward them for it.

Discounted premiums for safe business practices
Credits for affinity memberships
Free access to training and safety resources
Full self-service

Manage all of your insureds on the Rainbow portal

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Complete visibility in the quoting process
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Easily track all policies
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Monitor changes from month to month
Recent win

$300k Ramen Restaurant

Quick service / Commercial cooking
Liquor liability
New venture
New venture
Location
Michigan
Insured snapshot
  • Casual dining classification with 8% alcohol sales
  • Closes by 10pm
  • Approved $2/4M GL limits based on landlord requirement
  • No building coverage, $300K TIV with 1% wind/hail deductible